XYZ FINANCE COMPANY 1234 BROADWAY Concord, CA 94522 {Today} {Full Name} {Company} {Address1} {Address2} {City}, {State} {Zip/Postal code} Hello {First Name}, How would you like to have more time and money for {interest}? Right now, yo {Full Name} {Company} {Address1} {Address2} ---------------------------------------------------------------- Customer: {Full Name} Notes: {Notes} u can apply for a loan of up to {User 1} to use for that dream vaction of yours. And you won't have any payments until {User 2}. The whole {Last Name} family would remember it for the rest of their lives. {City},{State} {Zip/Postal code} {Country} Contact us today and get ready to really enjoy {Interest} this summer! {Form Feed} Sincerely, {Address2} {Full Name} {Company} {Address1} {Address2} _______________________ {User 3} Account Representative {Form Feed}